Ordering an appraisal from Orion Appraisal

Every year, thousands of people in Utah purchase, sell or refinance their home. Many of these transactions contain a simple line item for an appraisal. Nearly all lenders still need a local expert because the stakes are so high, even though there are a multiplying number of automated home valuation processes that might seem cheaper than an appraisal. You might think that obtaining a mortgage is the only reason you should get an appraisal, but there are more cases when the services of a certified, independent real estate professional might be beneficial.

Order appraisals on this website by simply clicking here.

Let Orion Appraisal help you dispute your tax assessment in Summit County

It's likely you're paying too much in property taxes if you reside in an area where property values have depreciated. Property taxes are determined by a previous assessment of your house, so if prices have gone down in your area, you can appeal your assessment and save money. An appraisal from Orion Appraisal is your best evidence when building your case. At Orion Appraisal,we can assist you in disputing your tax assessment.

PMI removal to lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance plan that many lenders ask buyers to buy when the amount being loaned to the buyer is more than 80% of the actual value of the property. More often than not, this additional payment is folded into the monthly mortgage payment and is promptly forgotten. This is unfortunate because PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to do away with the PMI payments when the balance is paid down to 78% of the original value.

Orion Appraisal will produce a statement regarding the value of your home, and the cost of the home valuation can often be recovered in a short amount of time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is an especially daunting ordeal for the parties involved, and it is often even more complicated by the burdensome decision of who gets the home. Regardless of the circumstances, it's prudent to get an appraisal from Orion Appraisal so both parties are fully aware of the true market value of their house.

The parties will have a clearer picture of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Trustworthy estate liquidation

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to take care of these issues, unlike many wealthy individuals. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

Relocating to or from Summit County

Employee relocation is a more than just an inconvenience. We know where you're coming from! We take great care in setting up a convenient appointment time for the appraisal inspection. During our detailed process, we recommend relocating employees to provide feedback on the positive features of their property, as well as information regarding any new sales or listings in their neighborhood that they want considered.

Let Orion Appraisal assist you in selling your home quickly at the right price

A professional appraisal can help you make a better educated decision when determining your asking price, whether you want to sell your home on your own or with the help of a real estate agent. Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are based on our efforts to perform the appraisal report and not a percentage of the sales price.

On a daily basis, we examine the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long houses are on the market. So, seeking a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.